Home Loan Comparison
Monthly Savings
₹0
Lowest vs Highest EMI
Total Interest Saved
₹0
Over loan tenure
Best ROI Bank
Union
7.15%
Estimated Total EMI
₹0
Over loan period
| Bank | Type | ROI | Monthly EMI | Total Interest | Total Cost | Processing & Charges | Key Features |
|---|
Comparative Analysis
Lowest EMI Option
—
Monthly EMI: ₹0
Best ROI Option
Union
Interest Rate: 7.15%
Lowest Total Cost
—
Total Amount: ₹0
Public Bank Best
—
ROI: 7.15%
Break-Even Analysis
Months to Break Even (vs Union Bank)
Quick EMI Comparison
Important Disclaimer
- This is an informational tool; actual ROI and charges are subject to change and vary by bank policy
- ROI calculation is approximate and doesn’t include additional fees, processing charges, or insurance premiums
- Final EMI may vary based on credit score, income verification, and property valuation
- Charges mentioned (MODT, registration, stamp duty) are state-specific (Karnataka) and may differ
- Gender-based ROI variations are mentioned by banks but final approval depends on individual eligibility
- Pre-payment penalties, if any, are not included in this calculation
- Always contact banks directly for exact quotes and terms before applying
- This tool does NOT provide financial advice – consult a financial advisor for personalized guidance
- Data current as of the last update; please verify with official bank sources
